ckyc
Embark on a simplified
Customer Onboarding Journey
Seamless Onboarding, Transparent Processes, Informed Decision-Making
Centralized KYC (CKYC)
Unlock multichannel onboarding for savings, current, and NRI accounts with Ospyn’s customer onboarding suite. Equipped with an array of advanced features and user-friendly interfaces, the suite simplifies the onboarding process for customers while providing invaluable insights to the financial institution. Ospyn’s Customer Onboarding system incorporates advanced AI and ML technologies to facilitate various processes, streamline document verification, KYC compliance, and risk assessment, enhancing efficiency.
Omni Channel Support
Real Time Tracking And Notifications
Compliance with KYC regulations
Dynamic form generation
Integration with existing core systems
Data encryption and compliance
Analytics, audit trails and reporting insights
Interactive self-service modules
User-friendly interface and automated workflows
Personalized customer-centric communication
AI and ML based automations
REST APIs for faster integration
Centralized KYC (CKYC)
Enabling a seamless and centralized customer data management experience, ensuring compliance and regulatory adherence. Through seamless integration with CERSAI, the solution fetches accurate customer details using the CKYC number, ensuring quicker onboarding, reduced reliance on physical documentation, and enhanced accuracy in the onboarding process. It automates CERSAI updates without manual intervention.
CKYC based Onboarding
Effortlessly integrates with CERSAI, utilizing the CKYC number for swift onboarding and automated updates.
Content Vetting and Verification
Enables data cleansing and validation procedures to align documents with CERSAI standards, ensuring the accuracy and consistency of the information.
CKYC File Generation
Facilitates the creation and compilation of a standardized customer file in zip format, containing essential metadata, cropped signatures, photographs, common KYC templates, and OVD (Officially Valid Document) details.
CKYC Export Capabilities
Facilitates bulk export of customer files in zip format with the capacity to generate C-KYC batches, ready for uploading onto the CERSAI server.
CERSAI Verification
Capability to read the response files and error messages when discrepancies are communicated from CERSAI for effective communication and synchronization.
CERSAI Response Handling
Enables the initiation of necessary amendments and corrections in response to the discrepancies raised by CERSAI concerning the KYC files.
Storage and Archival
Facilitates secured storage and archival of C-KYC files in the repository, ensuring proper indexing and accessibility for future reference and audits.
SFTP integration
The integration of SFTP with CERSAI facilitates secure and seamless exchange of data between the systems. It ensures encrypted and reliable transfer of files, enhancing the efficiency of data communication.
Regulatory Compliance
Ensures that the CKYC solution aligns with the regulatory requirements and standards of CERSAI maintaining updated customer data across both locations
Scheduler Automation
Automation of activities through schedulers for tasks like discrepancy management, batch file creation, and trigger file creation.
